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Rock bottom rates = time to refinance
It’s never been so cheap to borrow…
Low rates aren’t just good news for the influx of first time buyers racing into get their first loan. This is also the right time for existing mortgage holders to capitalise on lender competition and super low interest rates.
Despite interest rates dropping to historic lows, less than ten percent of mortgage holders in Australia have refinanced. That means millions of customers are paying extra interest…for no reason or benefit. That’s the definition of crazy! Especially when you have a broker like me that’s here to do the heavy lifting for you.
Do you know your home loan interest rate?
If no, you aren’t alone. About half of surveyed home loan holders don’t know their rate! Let’s talk and I can help work out the savings available.
Three great reasons to refinance:
- Leverage equity. Refinancing a home loan can allow you to free up the equity in your assets to buy another property.
- Redeploy repayments. Lock in lower rates before they rise again, so you can choose to pay more off principal or perhaps take on a second property.
- Better fit. This can be a great chance to consider a different product type, consolidate other debts, shave years off your loan, or access exclusive deals.
Competitive home loans are ever changing and paying extra interest on an uncompetitive loan is the price paid for not reviewing and refinancing. At the end of the day, interest is just a payment to the bank for the privilege of borrowing their money. Interest is not going towards the value of your home, so there is no benefit to paying more of it. Just to be plain.
No lender will offer you a deal if you don’t ask. Let me compare over 1000s of other loans for you, and see if you can save you a $#!% tonne.
Disclaimer:
Any refinancing is subject to lender imposed terms and conditions including but not limited to loan serviceability, valuations and confirmed capacity to service both any existing and revised lending arrangements. The information provided on this site is on the understanding that it is for illustrative and discussion purposes only. Whilst all care and attention is taken in its preparation any party seeking to rely on its content or otherwise should make their own enquiries and research to ensure its relevance to your specific personal and business requirements and circumstances.
Testimonials
Our Work, Their Words.
Have purchased two properties with help from Daniel and his team, both times they have been absolutely amazing. Daniel is constantly attentive and informative, ensuring we are updated and understanding of the process. I recommend Daniel to friends and families all the time.
Rhiannon Costello
Daniel has been amazing in our journey as First home buyers, very professional and great communication , He also got our loan approved with ease and sufficient manner, will definitely recommend Daniel to anyone needing a loan.
Belinda Beckford
Boulevard Finance provides a fantastic service. Daniel and Andrew are prompt, organised and very knowledgeable. They helped me secure a loan for my new house and made it easy for me. I’m so happy I found Boulevard and highly recommend them.
Laura Omar
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Your Journey, Your Way.
If you think there’s only one way to obtaining finance,
you’re absolutely right — yours.
What you can expect to discuss on our call:
- A clear assessment of your current financial position and maximum borrowing capacity.
- A personalised strategy tailored to your specific goals (First Home Buyer, investor, next home, or commercial).
- An unbiased comparison of loan options from our panel of over 60 lenders.
- Expert advice on structuring your loan to save you time and money over the long term.
- A transparent breakdown of the entire application process, timeline, and required documentation.
- Answers to all your questions about current interest rates, fees, and government grants.
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