We listen first
We take the time to understand your goals, circumstances, and what matters most to you. From there, we tailor a lending strategy that works for you, both now and into the future.
Melbourne Mortgage & Finance Brokers
Your Wealth, Your Way.Your Wealth,
Your Way.
If you think there’s only one way to obtaining finance, you’re absolutely right — yours.
Lets Talk
260+
Reviews
Rated 260+ Reviews
500+Families
helped
helped
10+Years of
experience
experience
98%Application
approval rate
approval rate
About Us
Our Way Of Doing It,
Your Way Of Having It.
Boulevard Finance was founded by Daniel Koutzamanis with a clear mission: to deliver advice that puts people first, not the banks.
For more than a decade, we’ve guided over 500 families in Melbourne and beyond, drawing on the strength of our network of 60+ lenders.
We know the people.
We know the processes.
We know the market.
We know the strategies.
We know the path.
We know the way,
your way.
Why Boulevard
A Better Way To
Mortgage Broking.
No cost to you
Our mortgage broking service comes at no cost to you. We’re paid by the chosen lender, so you can access expert guidance without the added expense.
Experience & expertise
With years of industry experience, a proven track record and access to a wide range of lenders, we combine market knowledge with practical advice to help you make confident, informed financial decisions.
Long-term support
Our relationship doesn’t end at settlement. Our ongoing support is designed to help you achieve your long-term financial goals and pay down your debt sooner.
Our Services
Home Loans & Commercial Finance Built Around You.
First Home Buyer 
Next Home Buyer 
Refinance 
Investor 
Business Loans 
Commercial Property 
Equipment & Vehicle Finance 
Development Finance Our Lenders
60+ Lenders.
More Choice.
+ 49 more
Home Loan Calculators.
Plan Your Next Move.
Most used
Borrowing power
Income, commitments and dependants in. An indicative range out, before you talk to anyone.
$742,000
Example only — a couple on $180,000 with no other debts.
Calculate your range
- Home Loan RepaymentYour repayments, and the total interest charged over the loan.
- Stamp DutyWhat to set aside, and the rules in your state or territory.
- OffsetHow much an offset account cuts from your interest.
- RefinanceHow the numbers stack up between two loans.
- Extra Mortgage PaymentsThe difference extra payments make to the life of the loan.
- Borrowing CalculatorYour borrowing power is key when it comes to buying property.
Mortgage & Property Insights
Stay Ahead Of The Curve.
5-Star Experience. The Boulevard Way
Discover why Melbourne home buyers, investors and business owners choose us
Have purchased two properties with help from Daniel and his team, both times they have been absolutely amazing. Daniel is constantly attentive and informative, ensuring we are updated and understanding of the process. I recommend Daniel to friends and families all the time.
Rhiannon Costello
February 2025
Daniel has been amazing in our journey as First home buyers, very professional and great communication , He also got our loan approved with ease and sufficient manner, will definitely recommend Daniel to anyone needing a loan.
Belinda Beckford
May 2025
Boulevard Finance provides a fantastic service. Daniel and Andrew are prompt, organised and very knowledgeable. They helped me secure a loan for my new house and made it easy for me. I’m so happy I found Boulevard and highly recommend them.
Laura Omar
April 2025
Book A Call
Your Journey, Your Way.
If you think there’s only one way to obtaining finance,
you’re absolutely right — yours.
What you can expect to discuss on our call:
- A clear assessment of your current financial position and maximum borrowing capacity.
- A personalised strategy tailored to your specific goals (First Home Buyer, investor, next home, or commercial).
- An unbiased comparison of loan options from our panel of over 60 lenders.
- Expert advice on structuring your loan to save you time and money over the long term.
- A transparent breakdown of the entire application process, timeline, and required documentation.
- Answers to all your questions about current interest rates, fees, and government grants.
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FAQs
Your Home Loan Questions, Answered.
Still unsure? Call 03 9893 3665 you'll get a person, not a queue.
Can I buy my first home with a 5% deposit?
Yes, in two ways: a Home Guarantee Scheme place, where the government guarantees the gap so you pay no LMI, or a guarantor. Places and price caps change, so we check both against your purchase price on the first call.
What is LMI, and can I avoid it?
Lenders mortgage insurance protects the lender, not you, when your deposit is under 20%. It can run to tens of thousands on a Melbourne purchase. A guarantee place, a guarantor, or a lender that waives it for your profession can remove it.
Can my parents help without giving me cash?
Yes. A guarantor uses equity in their home as security for part of your loan — usually the deposit gap. They aren’t paying your loan, and the guarantee can be released once you hold enough equity of your own.
How long does pre-approval take?
Typically about a week from the point we have your documents, though it varies by lender and time of year. We tell you the current turnaround for your shortlisted lender before you commit to one.
How much do I need to earn to buy in Melbourne?
It depends on your deposit, debts, dependants and the lender’s own servicing test — and the gap between the most and least generous lender on the same income can be well over $200,000. A 15-minute call gives you a real range.